big enough to meet your needs.

big enough to meet your needs. small enough to care.

talk to us today!
  • ATM
  • Debit
  • EBT
  • Electronic Gift Cards
  • Loyalty Cards
  • Private Label Cards
  • Smart Card Technologies

Lasting Merchant Relationships + Tech to Keep You Competitive

Many merchants have been with us for over a decade. They start for our competitive pricing and stay for our exceptional customer service. Local reps get to your business and needs. And our award-winning, 24/7 customer service and technical support works on your schedule. We’re here for you.

Grocery & Retail

Grocery & Retail

Technology and software to make online and phone orders simple



Easy to use POS systems & software with the reporting you need

e-Commerce & Phone Order

e-Commerce & Phone Order

Reliable POS technology and software with quick processing times

Petroleum & Convenience Stores

Petroleum & Convenience Stores

Fast, easy-to-use, rugged systems stand up to every day use

Garage Start-Up to Nationwide Provider

Mark Hodges founded Wholesale Payments as Lubbock Credit Wholesale Equipment Co. in 2007. Based out of his garage, Mark only provided equipment. During that year, Mark had merchants asking for the same thing:

A one-stop payment processing company that provided low processing rates, cutting-edge technology, and excellent customer service.

Mark worked with Greg Bernstein to create a full credit card processing company. They founded Wholesale Payments in 2007. We’ve grown from six reps and three administrative staff in Lubbock, TX to eighty W2 employees and 300+ sales professionals across the country.

Since our inception in 2007, Wholesale Payments has set out to change the credit card processing and merchant services industry.

Purposefully designed by our founders, to focus on local support and worldwide scalability, we have become an industry leader known for our agility and sales & operational excellence standards.

Wholesale Payments offers excellent customer service by focusing on local, professional sales representatives that provide worry-free, cost-effective pricing & transaction solutions for each merchant based on our clients’ unique needs.

Our commitment to providing clients the best possible service has contributed to our notable growth of more than 500% over the past three years.

With a diverse workforce of more than 80+ support staff and more than 300 sales representatives across all 50 states, Wholesale Payments is a company focused on and committed to our client’s success.

Dedicated to providing transparency in pricing and changing the credit card processing and merchant services industry, Wholesale Payments builds lasting relationships and serves as a partner that clients can trust.

The Wholesale Payments Difference

Transparency is key. Our competition often gives incorrect price quotes and raises rates. Our honor policy means we stand by our quotes. For credit card processing, merchants pay a $45 monthly program fee. No matter your volume. We don’t raise rates. We don’t set unattainable volume levels. We save you money.

What We Do

Wholesale Payments Inc. is a payment and transaction processor serving businesses nationwide. We value each merchant we serve. Our customer service and tech support are complimentary for every merchant. Recognized as a leader in innovation, Wholesale Payments Inc. is a leader in the electronic processing industry.

What We Offer

We offer comprehensive solutions for all electronic transaction processing. This includes major credit cards, debit cards, gift cards, and more. We also carry POS terminals, card readers, and other transaction-related equipment. Wholesale Payments Inc. will meet all your point of sale needs!

About the Team

Read Mark Hodges Bio Mark Hodges

Mark Hodges

Chief Executive Officer

Read Greg Bernstein Bio Greg Bernstein

Greg Bernstein


Read Grant McMillan Bio Grant McMillan

Grant McMillan

Chief Operations Officer

Reach out to save your business money

We’re all about no processing fees, local reps, high-end tech, and one-stop-shopping. Say yes to personalized payment processing services!

Talk to us today!